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Documentation Index

Fetch the complete documentation index at: https://docs.digiflecttech.dev/llms.txt

Use this file to discover all available pages before exploring further.

Save App is a backend API for managing savings circles (chamas) — groups where members make regular contributions, request loans against their savings, and receive rotating payouts. This documentation covers every public API endpoint, guides for common workflows, and core concepts to help you get up and running quickly.

Quick Start

Make your first API call in minutes. Register a group, log in, and fetch your dashboard.

Authentication

Learn how to obtain a JWT token and authenticate every API request.

API Reference

Browse the full REST API — endpoints, request bodies, and response schemas.

Guides

Step-by-step walkthroughs for members, loans, transactions, and payouts.

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How Save App works

1

Create a group and register as admin

An admin registers a new savings group by verifying their phone number. They become the group creator and can invite members.
2

Add members and collect contributions

Members are added by the admin and complete onboarding by setting their own password. Each contribution they make is recorded and approved by admins.
3

Manage loans

Members can request loans up to 3× their total contributions. Admins review and unanimously approve or reject each request.
4

Run cycles and execute payouts

Admins start savings cycles with a contribution due date. At the end of each cycle, payouts are distributed based on member credit scores and the payout queue.

Groups & Members

Understand how groups, roles, and membership work in Save App.

Savings Cycles

Learn how cycles structure the contribution and payout schedule.

Credit Scores

See how member reliability is tracked and how it affects payout order.

Loan Management

Request loans, check eligibility, and record repayments.