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Documentation Index

Fetch the complete documentation index at: https://docs.digiflecttech.dev/llms.txt

Use this file to discover all available pages before exploring further.

Save App is a backend API for savings circles — known in East Africa as chamas — where members pool money regularly, take loans against their savings, and receive rotating payouts. The API handles the full lifecycle of a savings group: registering admins and members, recording and approving contributions, processing loan requests, tracking credit scores, managing payout queues, and running multi-cycle savings programs.

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What you can build

Save App gives your mobile application everything needed to run a savings group end-to-end:
  • Member management — register group admins and members, manage roles (admin/member), suspend or reactivate accounts, and track onboarding status
  • Contributions and transactions — record member contributions, submit transactions for admin approval, and view the full transaction history
  • Loan management — submit loan requests, check eligibility (up to 3× a member’s total contributions), approve or reject requests as an admin, and record repayments with a 5% annual interest rate
  • Payout system — manage a payout queue ordered by credit scores, execute payouts, and defer remaining funds across cycles
  • Credit scores — track each member’s reliability based on on-time payments, missed contributions, and loan repayment history (score range: 300–850)
  • Savings cycles — structure the group’s activity into discrete periods with contribution due dates, cycle numbers, and end-of-cycle payout execution
  • Analytics dashboard — retrieve group-level summaries including total balance, active member count, pending approvals, and monthly contribution totals

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Who this API is for

The Save App API is designed for:
  • Mobile app developers building a client application (iOS or Android) on top of the Save App backend
  • Integration partners connecting Save App to external payment systems, SMS providers, or financial reporting tools
  • Group admins using developer tooling to automate reporting or bulk operations for their savings group

Quick start

Register a group, log in, add a member, and fetch your dashboard in four API calls.

Authentication

Learn how to obtain a JWT token and authenticate every request.

API reference

Browse every endpoint with full request and response schemas.

Guides

Step-by-step walkthroughs for members, loans, transactions, and payouts.